Hi, I’m originally from the United Kingdom, but now living in Florida. I’m husband, to my wonderful wife Margie and the father of 4 great kids, all teenagers, and yes I still say great! I’m a Reiki Master, hold a 2nd degree black belt in Aikido, and have 17 years experience in the IT/Finance industry working for a large multi-national bank. Over that time, I've worked with some very experienced people to come up with a robust and a very different approach to the way of family budgeting. The transformation has had such a huge impact on our lives, it's left me with the passion to share this approach with as many people as I am able. I find helping others gain a healthy control over their financial lives to be fulfilling and rewarding.